New

Commercial Credit Underwriter I

Valley National Bank
$49,400.00 - $82,400.00 / yr
United States, Florida, Tampa
Aug 11, 2026
Responsibilities include but are not limited to: Participates in credit training classes with proficiency evaluated through graded case work and testing. Training requirements, assigned tasks, and performance expectations must be met to proceed in the program. Prepares basic credit packages including credit analysis for extensions, modifications, and renewals of existing loan facilities and new loan requests. Spreads business financial statements using the Baker Hill/One Point system. Analyzes a company's operating performance and financial condition to understand business trends and to identify credit risks. Conducts cash flow analysis to evaluate loan repayment ability. Spreads and analyzes personal financial statements to evaluate personal liquidity, personal debt levels, and contingencies. Assesses collateral coverage. Performs industry/market analysis to identify industry trends and risks. Prepares loan offering and related forms for the credit package. Identifies and reports credit policy and underwriting experience. Completes underwriting requests within expected timeframes to meet assignment deadlines. Understands credit policies and is able to follow department procedures.